Authorized-user guide Understand the account, reporting and lender limits What authorized-user accounts are, how reporting and scoring can differ, and what to check before paying for a placement. Browse Tradelines Reviewer Raquel Hudson, Tradeline Specialist More than a decade of experience in tradeline placement, credit report analysis and client support. Read her full background Reviewed […]
Mortgage underwriting guide Understand the loan program before paying for a placement Authorized-user reporting, score effects and mortgage underwriting are different. The loan program, underwriting path and lender requirements matter. Reviewer Raquel Hudson, Tradeline Specialist More than a decade of experience in tradeline placement, credit report analysis and client support. Read her full background Reviewed […]
Seller & cardholder guide Understand the responsibilities before you list Review eligibility, the order process and payout conditions before deciding whether to offer an authorized-user placement. Selling a placement is not risk-free. Listing a card does not guarantee an order or income. Reviewer Reviewed October 7, 2026 Raquel Hudson, Tradeline Specialist More than a decade […]
See how TradelineScore’s automatic retail volume discounts work, how they are assigned when lines have different prices, and what brokers receive instead. Browse Tradelines Automatic at checkoutNo promo codeOne line per lender Reviewer Raquel Hudson, Tradeline Specialist Reviewed October 8, 2026. More than a decade of experience in tradeline placement, credit report analysis and client […]
Reporting varies by card issuer and by bureau. See how authorized-user accounts show up across Experian, Equifax and TransUnion, what our two-bureau standard means, and how to check your reports. Browse Tradelines Varies by issuerAt least 2 of 3 bureausCheck all three reports Reviewer Raquel Hudson, Tradeline Specialist Reviewed October 8, 2026. More than a […]
Tradeline Eligibility Criteria Explained Home›Frequently Asked Questions›Tradeline Eligibility Criteria Explained Written by TradelineScore Editorial reviewer: Raquel Hudson. This revised guide has been editorially reviewed and approved by Raquel Hudson. More than a decade of experience in tradeline placement, credit report analysis and client support. Read her full background. Two sets of requirements. One clear starting […]
AU reporting and credit education Understand the account, not a promised result An authorized-user account can appear on a credit report and affect some credit scores. That does not mean a purchased placement will improve your score or satisfy a lender. Reporting, scoring and lender decisions are separate. How reporting worksScoring limitsBefore purchasing Written by […]
Posting Schedule & Credit Bureau Timelines When a tradeline will post depends on the card’s statement date and each bureau’s processing. This page explains the process and what to expect. See How Tradeline Posting Works for the full process, or Buy Tradelines to browse listings. Reviewer Reviewed by Raquel Hudson, Tradeline Specialist · Reviewed October […]
How account age can differ across AU tradeline listings, and what the average-age math does and doesn’t tell you. Browse Tradeline Listings Written by TradelineScore Reviewed by Raquel Hudson, Editorial Reviewer Reviewed October 13, 2026. Last Updated October 13, 2026. In this guide Account ageCredit scoringAverage-age mathComparisonOther detailsFAQs Jump to a section Account ageCredit scoringAverage-age […]
People often mix together three different situations – we separate them clearly below. Browse Tradeline Listings Written by TradelineScore Reviewed by Raquel Hudson, Editorial Reviewer. The answer depends on which situation you mean: an active AU placement, removal as an authorized user, or closure of the underlying account. Situation 1: Active AU Placement A purchased […]
