Authorized-user guide Understand the account, reporting and lender limits What authorized-user accounts are, how reporting and scoring can differ, and what to check before paying for a placement. Browse Tradelines Reviewer Raquel Hudson, Tradeline Specialist More than a decade of experience in tradeline placement, credit report analysis and client support. Read her full background Reviewed […]
Mortgage underwriting guide Understand the loan program before paying for a placement Authorized-user reporting, score effects and mortgage underwriting are different. The loan program, underwriting path and lender requirements matter. Reviewer Raquel Hudson, Tradeline Specialist More than a decade of experience in tradeline placement, credit report analysis and client support. Read her full background Reviewed […]
Buyer checklist What to check before you order an authorized-user tradeline Buying a tradeline is never risk-free. This checklist covers what to review before you order, what the payment and posting process does and does not do, and what to do if something goes wrong. Payment Holding & Posting VerificationPosting Guarantee Policy Reviewer Raquel Hudson, […]
Seller & cardholder guide Understand the responsibilities before you list Review eligibility, the order process and payout conditions before deciding whether to offer an authorized-user placement. Selling a placement is not risk-free. Listing a card does not guarantee an order or income. Reviewer Reviewed October 7, 2026 Raquel Hudson, Tradeline Specialist More than a decade […]
See how TradelineScore’s automatic retail volume discounts work, how they are assigned when lines have different prices, and what brokers receive instead. Browse Tradelines Automatic at checkoutNo promo codeOne line per lender Reviewer Raquel Hudson, Tradeline Specialist Reviewed October 8, 2026. More than a decade of experience in tradeline placement, credit report analysis and client […]
Reporting varies by card issuer and by bureau. See how authorized-user accounts show up across Experian, Equifax and TransUnion, what our two-bureau standard means, and how to check your reports. Browse Tradelines Varies by issuerAt least 2 of 3 bureausCheck all three reports Reviewer Raquel Hudson, Tradeline Specialist Reviewed October 8, 2026. More than a […]
Please carefully follow the instructions. Failure to follow these instructions will cause your tradeline to not post on the authorized user’s (AU) credit report. We will have to refund our client and you will not get paid for those spots. If your cards do not consistently post, we will remove you from the program. If […]
Tradeline Eligibility Criteria Explained Home›Frequently Asked Questions›Tradeline Eligibility Criteria Explained Written by TradelineScore Editorial reviewer: Raquel Hudson. This revised guide has been editorially reviewed and approved by Raquel Hudson. More than a decade of experience in tradeline placement, credit report analysis and client support. Read her full background. Two sets of requirements. One clear starting […]
AU reporting and credit education Understand the account, not a promised result An authorized-user account can appear on a credit report and affect some credit scores. That does not mean a purchased placement will improve your score or satisfy a lender. Reporting, scoring and lender decisions are separate. How reporting worksScoring limitsBefore purchasing Written by […]
