Posting Schedule & Credit Bureau Timelines When a tradeline will post depends on the card’s statement date and each bureau’s processing. This page explains the process and what to expect. See How Tradeline Posting Works for the full process, or Buy Tradelines to browse listings. Reviewer Reviewed by Raquel Hudson, Tradeline Specialist · Reviewed October […]
How account age can differ across AU tradeline listings, and what the average-age math does and doesn’t tell you. Browse Tradeline Listings Written by TradelineScore Reviewed by Raquel Hudson, Editorial Reviewer Reviewed October 13, 2026. Last Updated October 13, 2026. In this guide Account ageCredit scoringAverage-age mathComparisonOther detailsFAQs Jump to a section Account ageCredit scoringAverage-age […]
People often mix together three different situations – we separate them clearly below. Browse Tradeline Listings Written by TradelineScore Reviewed by Raquel Hudson, Editorial Reviewer. The answer depends on which situation you mean: an active AU placement, removal as an authorized user, or closure of the underlying account. Situation 1: Active AU Placement A purchased […]
AU Tradeline Seller Eligibility The real, current criteria for listing your card – no invented thresholds, just what actually qualifies. Tradeline Eligibility Criteria Create a seller account Written by TradelineScore Raquel Hudson – Editorial reviewer Reviewed by Raquel Hudson, Editorial Reviewer. More than a decade of experience in tradeline placement, credit report analysis, and client […]
Account types explained How AU and Primary Accounts Differ Compare account ownership, payment responsibility, reporting and scoring limits. An authorized-user placement is not a loan, a transfer of account ownership or a promise of a credit-score increase. Compare the accounts Written by TradelineScore Reviewed by Raquel Hudson, Editorial Reviewer Raquel brings more than a decade […]
Credit limit comparison guide Credit limit affects the utilization math shown on a credit report. With the same reported balance, a higher credit limit produces a lower utilization percentage. Account age, reported balance, issuer, and bureau reporting are separate factors that should be considered independently. Browse Live Inventory Serving clients? Explore the Tradeline Broker Program […]
Tradeline Posting Guarantee Policy Posting protections based on your listing’s Final Reporting Date and agreed removal date. See Payment Holding & Posting Verification for how payment is held and released. Written by TradelineScore Reviewed by Raquel Hudson, Editorial Reviewer Reviewed October 12, 2026 Last updated October 12, 2026 Each order follows the dates and terms […]
Payment, verification and clear order terms Understand the separate checks for customer identity, cardholder accounts, payment holding and posting. These steps do not eliminate risk or guarantee a credit score increase or lender decision. Read Payment Holding & Posting Verification for the payment process. Written by TradelineScore Reviewed by Raquel Hudson, Editorial Reviewer More than […]
Consumer guide Know your rights. Ask before you pay. Understanding credit-reporting rules can help consumers make better-informed decisions before paying for a service involving an authorized-user account. Understand Your Rights Before You Pay Two important names are the Federal Trade Commission (FTC), a federal agency that enforces consumer-protection laws, and the Fair Credit Reporting Act […]
The short version When you buy an authorized-user tradeline on TradelineScore, you pay at checkout after availability is confirmed. Your payment enters a third-party payment and holding process instead of going directly to the seller. The seller’s payout is a separate, later step, subject to the order’s reporting, dispute and confirmation requirements. Payment holding does […]
