Comparing AU and Primary Tradelines

Account types explained How AU and Primary Accounts Differ Compare account ownership, payment responsibility, reporting and scoring limits. An authorized-user placement is not a loan, a transfer of account ownership or a promise of a credit-score increase. Compare the accounts Written by TradelineScore Reviewed by Raquel Hudson, Editorial Reviewer Raquel brings more than a decade […]

Comparing High and Low Limit Tradelines

Credit limit comparison guide Credit limit affects the utilization math shown on a credit report. With the same reported balance, a higher credit limit produces a lower utilization percentage. Account age, reported balance, issuer, and bureau reporting are separate factors that should be considered independently. Browse Live Inventory Serving clients? Explore the Tradeline Broker Program […]

Tradeline Posting Guarantee Policy

Tradeline Posting Guarantee Policy Posting protections based on your listing’s Final Reporting Date and agreed removal date. See Payment Holding & Posting Verification for how payment is held and released. Written by TradelineScore Reviewed by Raquel Hudson, Editorial Reviewer Reviewed October 12, 2026 Last updated October 12, 2026 Each order follows the dates and terms […]

How Our Platform Protects Buyers and Sellers

Payment, verification and clear order terms Understand the separate checks for customer identity, cardholder accounts, payment holding and posting. These steps do not eliminate risk or guarantee a credit score increase or lender decision. Read Payment Holding & Posting Verification for the payment process. Written by TradelineScore Reviewed by Raquel Hudson, Editorial Reviewer More than […]

FTC and FCRA: A Guide to Authorized-User Accounts

Consumer guide Know your rights. Ask before you pay. Understanding credit-reporting rules can help consumers make better-informed decisions before paying for a service involving an authorized-user account. Understand Your Rights Before You Pay Two important names are the Federal Trade Commission (FTC), a federal agency that enforces consumer-protection laws, and the Fair Credit Reporting Act […]

Understanding Tradeline Seller Payouts

How seller payment actually works How payment release actually works, what must happen before money moves, and where your stated payout comes from. New to selling? Start with Selling Tradelines for Profit and check the Seller Eligibility Requirements before listing a card. Written by TradelineScore Reviewed by Raquel Hudson, Editorial Reviewer Reviewed October 20, 2026 […]

Tradeline Broker Getting Started Guide

Written by TradelineScore Editorial reviewer: Raquel Hudson. Review of this revised guide is pending. Last Updated: October 13, 2026. More than a decade of experience in tradeline placement, credit report analysis and client support. Read her full background. Start with the tools. Order when your client is ready. Creating a TradelineScore broker account is free. […]

White-Label Tradeline Services Explained

Broker iFrame guide Your brand. A clear lead-generation flow. At TradelineScore, "white-label" refers to a branded lead-generation iFrame embedded on your own website or domain. It displays live inventory, and you can customize the logo, branding and colors within the iFrame. View Broker Program Reviewer Raquel Hudson, Tradeline Specialist More than a decade of experience […]

Broker vs. Affiliate Program Comparison

Choose between managing tradeline orders for your own clients and referring brokers to TradelineScore. The programs have different responsibilities and different ways to earn. Broker ProgramCreate Your Affiliate Account Reviewer Raquel Hudson, Tradeline Specialist Reviewed by Raquel Hudson, Tradeline Specialist · Reviewed October 5, 2026 More than a decade of experience in tradeline placement, credit […]

Managing Client Accounts

Keep every client order on track How to run multiple client tradeline orders without losing track of dates, documents, or protection windows. Built for brokers managing several buyers at once – and useful for individual buyers managing their own order. Written by TradelineScore Reviewed by Raquel Hudson, Editorial Reviewer Reviewed October 20, 2026 | Last […]