Broker Program
Wholesale pricing, client markup tools and a branded iFrame for your own website.
Create a free broker account, complete onboarding, then review current inventory and broker pricing before your first order.
Create Your Broker Account
Built for Professionals Serving Clients
TradelineScore’s broker program is for credit repair companies and other professionals who place orders for clients.
A strong fit
✓ Credit repair companies and agencies
✓ Financial and business consultants
✓ Professionals who already serve clients
Probably not the right fit
! Buying for yourself. Browse our standard inventory instead.
! Looking for a built-in client base. Client acquisition is on you.
New to brokering? Review the five steps in the How the Broker Program Works section below.
How the Broker Program Works
Creating a TradelineScore broker account is free.
Sign and agree to the broker terms as part of broker onboarding.
After onboarding, review current inventory and broker pricing in your dashboard. No first order is required to access broker pricing.
Review the full listing and order terms before placing an order for your client.
Track order status and expected posting dates from your dashboard.
Current Inventory and Wholesale Pricing
Your broker dashboard shows current AU tradeline inventory with details such as issuer, credit limit, account age and reporting window. Wholesale pricing is broker pricing, available in your dashboard after broker onboarding.
Set Your Own Client Markup
You control the markup added to the listings your clients see. Use a fixed-dollar amount (for example, +$100 per tradeline) or a percentage (for example, +20%), depending on how you price your services.
Example Broker Pricing
Broker pricing varies by issuer, credit limit, account age and cycles. These examples are two-cycle listings on accounts at least two years old.
| Example listing (credit limit) | Example broker price range |
|---|---|
| Under $10,000 | $125 to $150 |
| $10,000 to $14,999 | $225 |
| $15,000 to $19,999 | $225 to $375 |
| $20,000 to $29,999 | $375 to $525 |
| $30,000 to $39,999 | $525 to $600 |
| $40,000 and up | $675 to $900 |
Illustrative examples only - actual pricing varies by issuer, credit limit, account age, cycles and availability. Current broker pricing is shown in your broker dashboard after onboarding.
iFrame Inventory for Your Website
Show current TradelineScore inventory on your own website with our free iFrame embed. See the iFrame setup instructions.
White-Label: Your Branded iFrame
At TradelineScore, "white-label" refers to a branded lead-generation iFrame embedded on your own website or domain. It displays current inventory, and you can customize the logo, branding and colors within the iFrame. Interested clients select lines and submit their name, email and phone number; the lead is emailed to you. It does not include checkout, payments, a private portal, branded invoices or emails, or branded support. No order or payment goes through the iFrame. You follow up with leads, collect client payment and handle the client relationship and support. See White-Label Tradeline Services for the details.
Broker or Affiliate - Which Fits You?
Two different ways to work with TradelineScore. Here’s how they compare.
| Compare | Broker | Affiliate |
|---|---|---|
| Client relationship | You manage clients directly | You refer brokers to TradelineScore |
| How you earn | Through your own client markup or service margin | 10% of qualifying gross purchases made by referred brokers (completed and not refunded) |
| Pricing | You set client pricing with a fixed-dollar or percentage markup | Not applicable |
| Branded lead-generation iFrame | Available on your own website | Not applicable |
| Places orders | Yes, on behalf of your clients | No, you refer brokers |
| Cost to join | Free | Free |
| Best fit for | Agencies, consultants and hands-on operators | Content creators, marketers and referral-based promotion |
Referral attribution lasts for the lifetime of the referred broker's active participation. Affiliate commissions are paid through Paychex at the end of the month, with no minimum payout threshold. A broker can also join the affiliate program separately; affiliate commissions are separate from the markup brokers earn on their own sales. For the full breakdown, see our Broker vs. Affiliate Program comparison.
Why Brokers Use TradelineScore
- Inventory, order tracking, posting verification and order documentation
- When an order comes in for a card, TradelineScore’s cardholder operations team reviews the account and statement for eligibility before fulfillment; accounts can be listed before that review - a listing does not mean the account has been reviewed
- Listing details are disclosed before you order
- Support from our team, Monday through Friday, 9:00 AM to 6:00 PM Mountain Time (MT).
How Orders Are Handled
Our Posting Guarantee Policy explains what happens when a purchased line has not posted by the listing-specific final reporting date and the issue qualifies under the policy. The order-specific Dispute Period controls when nonposting must first be reported, and qualifying issues remain protected through the agreed removal date. For details about payment and fund handling, see Payment Holding & Posting Verification.
Your dashboard includes client management, order tracking and current order status. Brokers communicate with clients through their own methods.
What the Program Provides - and What’s On You
The platform handles inventory access, order tracking, posting verification and order documentation. It’s worth being clear about what it doesn’t do:
- Business results depend on your own client acquisition and sales activity. TradelineScore provides the platform and tools, not a built-in customer base.
- Brokers have their own compliance obligations when marketing to clients, separate from the platform’s own practices.
Common Questions From New Brokers
What should I review before placing my first order?
Review the full listing, including the credit limit, account age, reporting window and other listing details. Enter client information carefully and understand the expected reporting period before placing the order.
What should I learn first as a new broker?
Start by becoming familiar with current inventory, broker pricing, client markup and the order-management tools available in your dashboard.
What should I know about posting timelines?
Reporting is not instant and each listing has its own timing. Review the reporting window and set realistic expectations rather than promising an exact posting date.
Frequently Asked Questions
Is there a fee to become a broker?
No. Creating a broker account is free.
Who can join?
Anyone can create a broker account through the normal signup process. The broker program is designed for credit professionals and businesses that place orders for clients.
How does broker pricing work?
Wholesale pricing is broker pricing, shown in your broker dashboard after onboarding. No first order is required to access it.
Can I set my own prices?
Yes. You can apply a fixed-dollar or percentage markup to the listings your clients see.
How do brokers pay for orders?
Payment options are shown at checkout in your broker account.
Can I see inventory before I sign up?
Yes. You can browse current listings on our Buy Tradelines page - the public catalog refreshes about every 3 hours. Broker pricing applies to orders placed through your broker account.
What happens after I create my account?
You sign and agree to the broker terms as part of onboarding, then review current inventory and broker pricing in your dashboard. Place a client order when you are ready.
How long does it take for a tradeline to post?
Posting times vary by listing. Each listing shows its reporting window and a listing-specific Final Reporting Date in your dashboard. We cannot promise an exact date. See Posting Schedule and Credit Bureau Timelines for more.
Can I combine multiple tradelines for a client?
Yes. Brokers can select multiple available listings and offer them together as part of their own client service. TradelineScore does not prescribe specific combinations or guarantee credit-score or lender outcomes. See Custom Tradeline Combos Explained for examples.
Does TradelineScore offer credit repair services?
No. TradelineScore operates a platform that connects buyers and sellers of authorized user tradelines. We do not offer credit repair services or guarantee credit score improvement. Whether your own business needs a license or registration depends on the services you offer and where you operate, so check with a qualified attorney.
How are brokers and clients protected?
Payment is held through Confirmed Identity, an independent third-party payment-holding provider, until the order’s verified release conditions are met. Seller payment is released only after all of those conditions are met, never before the Final Reporting Date. See our Posting Guarantee Policy and Payment Holding & Posting Verification page for details. For federal consumer reporting rules, see 12 CFR Part 1022 (Regulation V).
Ready to get started?
Creating a broker account is free.
Create Your Broker AccountCredit-score and lender outcomes are not guaranteed.