Turn Your Good Credit Into Income
Sell tradelines the secure, transparent way. That's the Tradeline Score marketplace — and it starts with you staying in full control of your own card.
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Reviewed by
Raquel Hudson, Tradeline Specialist
More than a decade of experience in tradeline placement, credit report analysis, and client support. Read her full background →
How Selling a Tradeline Actually Works
Four steps, entirely on your terms, start to finish.
1. Qualify
We check your card's payment history, age, and utilization.
2. Add the User
You add them yourself, directly through your own issuer.
3. Hold Period
They stay on the account for a set window, then you remove them.
4. Get Paid
Payment releases through escrow once posting is confirmed.
What You Get
Advanced Fraud Protection
Identity verification and AI-driven fraud detection designed to help confirm clients are real, reducing (though not eliminating) synthetic-identity risk.
No Access to Sensitive Information
We only require the minimum details to add clients as authorized users. Your full account information is never shared.
AI-Driven Matching
Historical posting data helps match your tradeline with well-suited clients, aiming for smoother, more consistent postings.
Robust Security
Encrypted databases, secure server technology, and multi-factor authentication protect your data at every step.
Low-Effort Income Potential
We handle client acquisition and communication. Your part is adding and later removing an authorized user through your own issuer.
Escrow-Backed Payments
Funds are held in escrow and released once posting terms are met, reducing chargeback and dispute risk.
What to Know Before You Start
- This isn't credit repair. Nothing is disputed or removed from anyone's credit report — a tradeline only adds positive history to a file.
- Your issuer's own terms apply. Federal law doesn't prohibit compensation for this, but your specific cardholder agreement is worth understanding.
- Some issuers watch for unusually high authorized-user volume on one account. We work within sensible per-card, per-cycle limits rather than maximizing volume.
- Earnings vary by card — limit, age, and history all factor in. We'll give you a real, personalized estimate rather than a generic number.
Frequently Asked Questions
Will adding an authorized user affect my own credit?
Adding an authorized user through your issuer doesn't give them access to your account or spending. That said, outcomes ultimately depend on your issuer's own policies — part of why we work within sensible slot limits per card.
Do I have to share my card number or login?
No. You add and remove authorized users directly through your own issuer, using your own credentials. We never ask for your card number, login, or Social Security number.
How much can I earn?
It depends on your card's limit, age, and payment history. Reach out and we'll give you a real estimate based on your specific card, rather than a generic number.
How long does an authorized user stay on my account?
This varies by arrangement, but postings commonly run for a set window before the authorized user is removed — we'll confirm exact timing before you commit to anything.
Is this the same as credit repair?
No. Nothing is disputed or removed from anyone's credit report. A tradeline only adds positive account history to a file.
Ready to See What Your Card Could Earn?
No commitment to check — just a real, personalized estimate based on your card.
Start Earning